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Proof
of Identity and Valid Social Security Number (SSN)
Credit
Report
-
Must
have a minimum credit score of 650
-
Must
have two or more acceptable credit references
(credit card, car loan, etc.) within the last
3 years
-
Cannot
have other outstanding monthly credit payments
in excess of 30% of gross monthly income (excluding
rent)
-
No
repossessions, collections, or judgements for
unpaid bills
-
No
non-discharged bankruptcy in the last 7 years
-
No
late credit card or loan payments in the last
12 months
Income
Employment
(if Income is based on employment)
Criminal
Report
-
Cannot
be charged or convicted of a felony
-
Cannot
have a misdemeanor for an act-of-violence, drugs,
or sex offense
Co-Signer
Application
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